You’re finally ready to buy a home—but here comes the credit score confusion. One lender says they’ll check your FICO. Another pulls up your VantageScore 4.0. And you’re sitting there thinking: “Wait… aren’t they the same thing?” Not exactly. And when you’re about to take...
The commercial real estate industry in 2025 is not like it was five years ago. Prices, demand, and interest rates are all shifting faster than most investors can keep up with. And if you’ve been sitting on the fence, wondering if the timing is wrong,...
You’ve driven past that vacant lot more times than you can count—grass up to your knees, cracked pavement, maybe a lonely “For Sale” sign blowing in the wind. But in your head? It’s already a fully-leased triplex with modern kitchens and mailbox keys clinking in new...
New SBA SOP 50 10 8: Key Changes Impacting SBA 7(a) Lending in 2025 Let’s be real—SBA loan rules aren’t a light reading. But if you plan to borrow, you should know what has changed so you don’t get blindsided halfway through the process. And the...
As a business owner, there are times when you need funding fast. And that’s where the SBA express loans come in. As the name suggests, the SBA express loan program offers fast and flexible financing to businesses. Today, we will unveil why SBA express loans are a go-to financing option for most...
Do This to Prepare your Business for Potential Impact of Tariffs Trump tariffs are now in effect, and global stock markets are plunging, causing ripples in most industries. American Inflation-weary investors are now uncertain, and supply chain disruptions are glaring. The clock is ticking, and some business owners are uncertain about...
Latest Trump Tariffs Updates April 7th, 2025- Trump threatens an additional 50% tariff on Chinese imports after the Chinese government placed a retaliatory 34% on U.S. imports. On April 8th, 2025, the Chinese commerce ministry vowed to “fight to the end” by implementing legal measures to counter...
SBA loans are a great way to expand, finance your business, or fund major expenses without affecting your cash flow. But, when borrowers fail to meet their payment obligations, it can affect their borrowing reputation. This is the worst nightmare for any business owner. Recently, loan defaults have risen due to economic uncertainties and high interest...
SBA loan defaults have skyrocketed in the recent past. What seemed like a promising program with a blend of low interests now faces increasing delinquencies, high charge-offs and loan defaults. Last year, the agency announced they will approve small-dollar loans in the next 7 years. This move was criticized by republican lawmakers who claimed...
As a business owner, you know how important it is to have the right equipment for the job. And when new opportunities to expand come your way, the demand for new equipment arises. Securing new equipment may be costly for the business, and as a business owner, you...
